Apni Chhat Apna Ghar Housing Loan Program 2025: 95,600 Families Get New Homes Under Punjab Government’s Vision
Apni Chhat Apna Ghar Housing Loan Program 2025: 95,600 Families
The Punjab Government, under the leadership of Chief Minister Maryam Nawaz Sharif, has taken a historic step to fulfill the dream of home ownership for low-income families. Through the Apni Chhat Apna Ghar Housing Loan Program, thousands of deserving people across Punjab are now building their own houses with the help of easy and interest-free housing loans.
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This program is part of CM Maryam Nawaz’s broader vision to provide affordable housing for all. The government’s target was to help 100,000 families by the end of October 2025 — and with 95,600 loans already disbursed, the goal is nearly achieved.
Big Progress Under Maryam Nawaz’s Housing Vision
In a recent meeting chaired by Secretary of Housing Noorul Amin Mengal, Program Director Waleed Baig shared a detailed progress report. The numbers are inspiring:
- 95,600 families have received housing loans so far.
- Over 82,000 houses are under construction.
- More than 20,000 homes have already been completed and handed over to beneficiaries.
This initiative is changing lives—families who once lived in rented rooms or shared houses are now moving into homes of their own for the first time.
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Table: Key Progress of Apni Chhat Apna Ghar Program
| Category | Number / Amount |
|---|---|
| Families Received Loans | 95,600 |
| Houses Under Construction | 82,931 |
| Completed Houses | 20,940 |
| Total Funds Disbursed | Rs. 113 Billion |
Rs. 113 Billion Disbursed to Deserving Families
Under this program, the Punjab government has distributed Rs. 113 billion directly to families who need it the most. Every rupee is carefully allocated to ensure it reaches genuine beneficiaries, not middlemen.
This massive financial assistance is helping families build their homes from the ground up, giving them both stability and pride. The government’s priority is to make sure that every deserving person gets the opportunity to own a home.
Construction Work Across Punjab
The success of the scheme can be seen across cities and villages. Thousands of construction sites are active, where new homes are taking shape. Families are laying bricks with their own hands—building not just houses, but futures.
The second installment of the loan has already been released to 59,510 families, helping them continue construction without delays. This shows that the government is not only launching programs but also ensuring timely follow-up and completion.
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Transparency and Trust: The Core of the Program
Transparency is one of the strongest features of the Apni Chhat Apna Ghar Scheme. The Housing Department has set up a strict monitoring system to track every loan, document, and payment.
Main transparency measures include:
- Digital tracking of all housing loan records.
- Strict verification to ensure only eligible families benefit.
- User-friendly procedures to reduce paperwork and waiting times.
Citizens can easily get updates and assistance without facing unnecessary hurdles, making the program fair, simple, and reliable.
Benefits of the Apni Chhat Apna Ghar Program
- Affordable Housing: Interest-free or low-interest loans for low-income families.
- Economic Growth: Construction work creates thousands of local jobs.
- Women Empowerment: Priority given to widows and female-headed households.
These benefits make the program not only a social project but also a tool for economic stability across Punjab.
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A Nation Celebrates a Vision of Hope
As Punjab celebrates the success of this initiative, it also mourns the loss of Agha Siraj Durrani, a respected leader known for his public service. His passing is a reminder that leadership is about serving the people, and this housing program continues that same legacy of compassion and service.
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A Step Toward a Secure and Dignified Future
With over 95,000 families already supported, the Apni Chhat Apna Ghar Housing Program is becoming one of Punjab’s most successful welfare schemes. It is not just about providing shelter—it’s about restoring dignity, hope, and confidence among citizens.
By the end of 2025, thousands more families will move into their new homes—built with the support of the Punjab Government and powered by their own hard work.
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FAQs
1. What is the Apni Chhat Apna Ghar Program?
It is a housing loan initiative by the Punjab Government to help low-income families build or buy their own homes through interest-free or low-interest loans.
2. How many families have received housing loans so far?
As of October 2025, more than 95,600 families across Punjab have received loans under this program.
3. How can eligible citizens apply for the scheme?
Citizens can apply through the Punjab Housing Department’s official website or visit their nearest housing facilitation center for guidance and document submission.
